How You Can Pay
Paying is straightforward. We accept:
Mastercard
American Express
EFTPOS
Cash
Private Health Funds & HICAPS
If your private health insurance includes dental (extras) cover, bring your fund card along. We have HICAPS, which lets us claim your rebate on the spot, so you only pay the gap then and there. No forms, no waiting on a reimbursement. How much comes back depends on your fund and your level of cover, so it’s worth checking with your insurer beforehand.
Child Dental Benefits Schedule (CDBS)
The Child Dental Benefits Schedule is a Services Australia program that helps cover the cost of basic dental care for eligible children, including check-ups, X-rays, cleaning, fissure sealing, fillings, root canals and extractions. It doesn’t cover orthodontic or cosmetic treatment, or hospital-based dental care. Eligibility and the benefit amount are set by Services Australia and can change. It’s worth confirming your child’s current eligibility when you book, and our team can check their available balance before treatment starts.
Department of Veterans’ Affairs (DVA)
We welcome DVA card holders. Bring your Veterans’ Affairs card when you come in, and we’ll take care of your eligible treatment under the DVA arrangements.
Payment Plans
For larger treatment plans, the cost can be spread out. St Ives Smiles offers in-house payment arrangements, and you can also pay over time through humm. Ask our team, they’ll talk you through both.
Knowing the Cost Before You Start
Treatment is quoted after one of our dentists has looked at your teeth and talked through your options, since no two mouths need exactly the same care. You’ll get a written treatment plan with the costs set out before any work goes ahead. Starting-from prices for individual treatments are listed on each treatment page.
Frequently Asked Questions
Can I claim on my health fund at the appointment?
Yes. We have HICAPS, so if your extras cover dental, you can claim your rebate on the spot and pay only the gap. Just bring your health fund card. The rebate amount depends on your fund and level of cover.
Do you offer payment plans?
Yes. For larger treatments, we offer in-house payment arrangements, and you can also spread the cost through humm. Give our team a call and they’ll explain both options.
Is my child covered by the CDBS?
CDBS eligibility is set by Services Australia and can change year to year, so it’s best to confirm your child’s current eligibility when you book. Our team can also check their available balance while you’re in. It covers basic services such as check-ups, cleaning, fissure sealing, fillings and extractions, but not orthodontic or cosmetic treatment.
What cards do you accept?
Visa, Mastercard, American Express, EFTPOS and cash. We also process HICAPS health fund claims, CDBS for eligible children, and DVA.
How will I know what my treatment will cost?
You’ll receive a written treatment plan with the costs set out before any treatment goes ahead, giving you the full picture before you decide.
Have a question about payment?
Our reception team is happy to talk through health funds, CDBS or a payment plan before you book.